PayPal has officially launched direct payments in Nigeria through a strategic partnership with Paga, giving users easier access to international funds. Nigerians can now link their PayPal accounts directly to Paga wallets, withdraw funds in Naira, and make local payments without relying on complicated workarounds.
The integration allows users to receive international payments, shop with global merchants, and access their money instantly through Paga’s platform. Funds can be withdrawn to bank accounts, used for bill payments, or spent via Paga’s card network. This marks a significant change from the previous decade, when PayPal access in Nigeria was limited and often required indirect methods.
Paga’s 21 million users now gain direct access to PayPal’s global network, which spans over 400 million users in more than 200 countries. The partnership is particularly useful for freelancers earning in dollars, online sellers shipping products abroad, and anyone receiving payments from platforms like Upwork or Fiverr. By linking PayPal to Paga, Nigerians can now receive funds quickly and use them locally without extra fees or delays.
Otto Williams, PayPal’s senior vice president and regional head for the Middle East and Africa, emphasized that Nigeria has always been a key market. He said PayPal needed a strong local partner with the right infrastructure to handle transactions at scale, and Paga fits that role. “The digital economy in Nigeria has matured to support seamless cross-border commerce,” Williams noted.
Paga CEO Tayo Oviosu highlighted that the partnership reflects patience and trust in building local infrastructure. Instead of bypassing local systems, global platforms scale better by integrating with them. Through this link, users can receive payments from over 200 countries directly into their Paga wallets and convert them instantly into Naira for use within Nigeria.
The integration also benefits small and medium enterprises (SMEs), providing a reliable pathway to global markets while cutting costs and improving cash flow. Users can onboard via PayPal, but Paga ensures smoother financial operations afterward. PayPal plans to replicate this approach across Africa, building on previous collaborations with platforms like M-PESA, CASHPLUS, and TerraPay.
For now, users can link their accounts through the Paga app and start sending or receiving money internationally. This move strengthens Nigeria’s tech ecosystem, simplifies global transactions, and opens opportunities for freelancers, businesses, and everyday consumers.
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